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Erick Salmeron
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
Erick Salmeron is a dedicated Loan Officer committed to helping individuals and families navigate the mortgage process with confidence and clarity. With years of experience in both real estate and lending, Erick blends deep market knowledge, strong analytical skills, and a client-first approach to deliver tailored financing solutions for every type of borrower.
Bilingual in English and Spanish, Erick takes pride in educating clients, answering questions clearly, and ensuring they feel fully informed from application to closing. He has a strong track record of structuring loans correctly, matching clients to the best programs, and negotiating terms that align with their long-term financial goals. Whether working with first-time buyers, investors, or those refinancing, Erick is known for his professionalism, responsiveness, and ability to simplify complex lending guidelines.
With a background in real estate sales, tax preparation, and military service as a paralegal, Erick brings exceptional attention to detail, integrity, and a service-oriented mindset to every transaction. His goal is to make the mortgage experience smooth, transparent, and stress-free—empowering clients to move forward confidently in today’s ever-changing market.
When you work with Erick, you gain a trusted professional who advocates for you, communicates every step of the way, and treats your home-financing goals as if they were his own.
NMLS#: 1174357
License: CA
Spoken Language: English, Spanish
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 240 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
240+
Number of Lenders
15562+
(Avg. 5.0) Google Reviews
2326+
Loan officers
48
Licensed states
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
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